Employee Benefits Cost Optimization for U.S. Employers
Better Benefits USA is a nonprofit advisory organization that helps employers reduce unnecessary employee benefit costs while improving coverage design and long-term sustainability.
We are compensated based on documented savings, not premium-based commissions.
What Does Better Benefits USA Do?
We help employers:
Analyze current employee benefit costs
Identify tax-efficient benefit structures
Improve healthcare plan performance
Strengthen employee retention through benefits design
Reduce administrative burden on HR teams
Our work focuses on restructuring, not simply renewing, employer-sponsored benefit plans.
The Healthcare Cost Challenge in America
Healthcare spending has increased from approximately 5% of U.S. GDP in the 1960s to nearly 17% today (Centers for Medicare & Medicaid Services data).
“The real burden on American business isn't taxes, but healthcare costs.”
— Warren Buffett, CEO of Berkshire Hathaway
For many employers, healthcare is one of the largest and least predictable operating expenses.
Key Statistics Employers Should Know
90%
Many businesses miss tax-aligned strategies within their employee benefits structure.
66%
Employers report healthcare costs as a primary financial concern (Kaiser Family Foundation Employer Health Benefits Survey).
$2,000 – $3,000
Estimated annual employer savings per employee through optimized benefit restructuring.
$1500 - $3000
Estimated annual employee savings through improved cost transparency and plan design.
What Our Clients Say
When we started working with Better Benefits USA. we were a smaller medical practice that was just having to start offering healthcare benefits to our people. After year 1 we had saved $4000 per employee and actually given our people and their entire family better access to healthcare. After a few years we had actually transformed from struggling to attract new talent while retaining existing talent to now we have a 95% retention rate and only a 3% acceptance rate of applicants. We hope other companies in our industry don’t find out about them so that we can keep our competitive advantage.
I own and operate a large logistics business in Denver with 400 employees in 9 states. We retained this group in April of 2020 to help us manage through the pandemic. Amaze quickly became our “go to” resource for questions and concerns regarding COVID-19 and employee health in general. Now, a year later, my clients rave about using Amaze for nearly all of their healthcare needs.
With Better Benefits USA, we upgraded our benefits and cut expenses — the best business move we made this year.
I ended up saving 80% on my healthcare costs switching to Better Benefits USA
I haven't found many employee benefit solutions out there that are a true win-win for both the employee and employer, but this is one of them.
I had a lot of reservations about the solutions Better Benefits USA was offering, but after thorough due diligence, these guys do it by the book.
Better Benefits USA found a way to save us money while giving our employees the best coverage they’ve ever had.
Thanks to Better Benefits USA, we turned rising healthcare costs into real savings — and boosted employee satisfaction.
You would think an accounting and financial advisory firm would know how to blend tax benefits with healthcare benefits, but we honestly didn’t until we talked with Better Benefits USA about their innovative solutions. Now we use it on all of our employees and share this with our clients.
I tell everyone of my clients, they should be working with these guys because their level of expertise is higher than any group I have ever worked with.
I’ve watched multiple companies I consult with bring in Better Benefits USA—and the pattern is clear. Costs drop, care quality holds firm, and leadership gets options they didn’t think existed. This isn’t incremental improvement; it’s a break from the tired broker playbook. For organizations serious about controlling spend and strengthening benefits, this isn’t just another wellness program—it’s a strategic shift.
I highly recommend Better Benefits USA! Their affordable, comprehensive healthcare support goes beyond basic services — it’s proactive, accessible, and truly designed with employees in mind. I highly recommend them to any company looking to invest in the health and well-being of their workforce while keeping budget top of mind.
Their expertise helped us identify gaps in coverage we didn’t know existed. The personalized service is top-notch.
Better Benefits USA, in my experience, has been a professional and compassionate company & service that makes healthcare benefits feel less overwhelming.
What Better Benefits USA is doing feels refreshing. So many organizations talk about “Better Benefits USA” in vague terms, but here it’s real and practical—focused on care, cost, and coverage for the people. As a client, I didn’t just get help with healthcare navigation—I felt like someone was finally paying attention to the everyday challenges workers face. The process was simple, the communication was clear, and the mission behind it all is something I can support.
The Better Benefits USA program has saved my family time and money. Everyone should have a plan like this. Through one of their services I had a healthcare professional find a local lab to get some tests run. Not only did they find the perfect location close to my home, I got 50% savings for being a member.
How Our Process Works
Step 1
Employee Benefits Audit
We conduct a structured review of healthcare, retirement, voluntary benefits, and tax alignment.
Step 2
Strategic Findings
We identify inefficiencies, compliance risks, and cost drivers.
Step 3
Implementation
We implement solutions that improve cost performance without reducing benefit quality.
Employers only pay based on savings delivered.
Services We Provide
We provide integrated benefits and advisory services including:
Health Insurance Optimization
Preventative Health Planning
Disability & Term Life Coverage
Retirement Benefit Alignment
HR & Compliance Support
Tax Strategy Integration
Retention-Focused Benefits Design
Comprehensive Employee Benefits Audit
Frequently Asked Questions
Employee benefits optimization is the process of restructuring employer-sponsored plans to reduce costs, improve coverage, and align with tax-efficient strategies.
Better Benefits USA is a benefits advisory organization. We provide benefits restructuring guidance and maintain active insurance licenses to ensure compliance for any companies we help.
Compensation is aligned with measurable savings. Specific arrangements are discussed during the audit process.
We primarily work with small to mid-sized U.S.-based employers seeking to reduce employee benefit costs and improve plan performance.
Not necessarily. In some cases, we collaborate with existing advisors. In others, we restructure plan design and administrative strategy to improve cost efficiency.
According to data from the Kaiser Family Foundation and CMS, healthcare premiums have increased steadily over the past decade, often outpacing wage growth. This increases financial pressure on employers and employees.
In many cases, yes. Through plan design adjustments, tax-aligned strategies, and administrative restructuring, employers may reduce costs while maintaining or improving access to care.
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